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best places affordable homes alalmonte springs florida
Median home price: $67,000
Median family income: $63,642

Altamonte Springs's big night comes every Fourth of July with its Red, Hot and Boom celebration, which features the largest fireworks display in central Florida and major music acts, like the Jonas Brothers. The event attracted 150,000 attendees this year.

So maybe it's no surprise that homebuyers get a lot of bang for their buck in this town.

The housing market in this Orlando suburb is unusual for the area: Two-thirds of the units are rentals, many of them condos that were snapped up by investors who now lease them out. Rents are reasonable -- a two-bedroom apartment goes for $800 or so. That, as well as low taxes, helps keep the cost of homeownership down in the area.

(Article copied from CNN Money Magazine Website. Source is provided by Link Below)

Posted in:General
Posted by Austin "Bo" Howland on November 4th, 2013 4:01 PM


Everyone here at Contemporary Mortgage Services would like to wish everyone in the State of Florida, specifically the Central Florida area, a very HAPPY NEW YEAR!!!

As 2013 rolls around many Central Florida Residents are in the process of budgeting for the upcoming new year and planning on how to handle their yearly expenses. With everything that is currently going on in Congress it can make this budgeting process even harder.

Should I Refinance My Mortgage?!?! 

Due to interest rates that are at all-time lows, many people are asking themselves this question.

With the struggles of a new year on the horizon, one great way to get control of your finances and also save yourself some money that you can invest and spend where you choose, is by Refinancing you home. Many Central Florida residents have been taking advantage of Today's extremely low interest rates.

Here are a few of the many advantages to consider when thinking about refinancing your home:

  • Lower your monthly payment
  • Shorten the term of your current Mortgage
  • Drop your Mortgage Insurance
  • Lower you Homeowners Insurance
  • Build Equity in your home
  • Managing your Credit Score
  • Pay off your Mortgage Sooner then planned

Their are many new government programs that are available today that give people the chance to refinance their homes that would normally not be able to so. Just in the past year here at Contemporary Mortgage Services, we have had great success with customers who taken advantage of the HARP Program. They are able to lower their interest rates and lower their monthly payments with out having to go through the Appraisal Process. Many homeowner's today do not even realize that they qualify for the HARP Program. 

To learn more about the HARP Program, click on the following link to be taken to our page that describes on more detail how this program works. HARP PROGRAM GUIDLINES

Call one of our offices today to speak to one of our many Loan Specialist, about refinancing your home. You can also complete our online Mini Application where your info will be securely sent strait to one of our Loan Specialist who can then contact you. Take advantage of today's all-time low interest rates!!

Altamonte Springs Office Phone #: (407) 834-3377

Daytona Beach Office Phone #:  (386) 238-1511

We are licensed and experienced in serving all of Florida and not just in the cities our offices are located. We have moblie loan originators set up to meet all Florida Residents mortgage and lending needs.  

Posted in:General
Posted by Austin "Bo" Howland on January 4th, 2013 12:05 PM

The new HARP Program has been up and running. It has been a breath of fresh air for people that are able to take advantage of this new program. If you would like to refinance your home and lower you interest rate to one of today's record setting low rates, but are afraid you will not qualify because of the value of your home, then this is the program for you.

This program gives people the opportunity to lower their interest rate even if currently owe more then what their house is worth.


Posted in:General
Posted by Austin "Bo" Howland on June 22nd, 2012 10:39 AM


Today the Interest rates hit the lowest they have been in over 60 years. House prices are down and are continuing to go on sale all over the state of Florida. For anyone in the market of buying a new house, now is the time to do so. If you have been considering refinancing your current home but am not sure if you qualify, now is the time to get serious about it and call us to see what we can do for you. Also if anyone has money that they are looking to invest and feel like they want to make a move with their investment sometime soon, they should consider putting a down payment on an investment home and turn a profit.

Call Contemporary Mortgage Services today for a FREE prequalification and see which of the many loan programs available you qualify for. There are so many new loan programs out there today that there is one out there for everyone.

Call us today! 407-834-3377


Posted in:General
Posted by Austin "Bo" Howland on May 31st, 2012 2:34 PM