Lending Towards the Future
Toggle Navigation
Menu
Welcome
About Us
Our Team
Staff Profiles
Contact Info
Our Blog
Reviews
Customer Login
Loans
Conventional Loans
Government Loan Programs
FHA Loans
VA Loans
Bank Statement Loans
Refinancing Options
Refinance Fast Facts
Reverse Mortgage Loans
Investment Purchase DSCR Loan
ARMs - Adjustable Rate Mortgage
Online Loan App
Loan Process
Loan App Checklist
When to Get Pre-Qualified
Debt-to-Income Ratios
Closing Costs
Your Down Payment
How to buy the home you want
Are You Pre-Approved?
How Much You Can Afford
Buyer Don'ts
Documenting Assets, Income, & Debts
Get Your Loan Faster!
Tips for First-Time Home Buyers
FAQ
Broker vs. Loan Originator
What is a credit score?
Your FICO score
Improving Your Credit Score
How to add Value to your Home
How Escrow Works
Why an inspection?
What is PMI?
Why Title Insurance?
When to Refinance
Reasons to Refinance Your Home Loan
Rent vs. Buy
Beware of Wire Fraud
Tools
Mortgage Calculators
New Homeowner Tips
Moving Checklist
Mortgage Saving Tips
Eliminating PMI
Homeowner Deductions
Getting Your Credit Report
Improve Your Credit Score
Disputing Credit Reports
Real Estate Glossary
Refi and Consolidate
Mini Loan Application
Accessibility
Mortgage Tuneup
Rate Info
Fixed vs. Adjustable
Compare Rates
Rate Lock Periods
Daily Rate Advisory
Apply Now
?
Mortgage Calculators
Rates and Payments Research
Monthly Payment
- Calculate your payment and amortization schedule.
Compare Terms
- Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.
Compare Rates
- See how changes in your rate affect your payment for a given principal and term.
Mortgage APR
- Find the APR on a fixed rate mortgage.
Balloon Payment
- A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only
- Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages
- Determine monthly payments and the effective interest rate (APR) for an ARM.
Budgeting Decision Tools
Mortgage Qualifier
- Find out if you qualify for a given mortgage and just much you can afford, then create an amortization schedule.
Payment Range
- Plug in a high and low figure for a payment and see how it translates to a mortgage.
Mortgage Payoff
- Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
- Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Mortgage Tax Savings
- Estimate the tax savings you'll realize by deducting interest and property tax payments.
Analysis For Renters
Tax Savings for Renters
- Find out how much someone currently renting can save in taxes this year if they decide to purchase a home.
Rent vs. Buy
- Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.
Renter Affordability
- Based on your current rent, find out how much of a mortgage you could afford.
Refinancing
Refinance Savings and Break-even
- Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you'll save in interest and when you will break even.
Consolidate and Refinance
- Should you consolidate a first and second mortgage into a single mortgage?