Contemporary Mortgage Services Logo Contemporary Mortgage Services office building in Altamonte Springs
1985
Year Founded
40+
Years in Business
2
Generations of Family Ownership
FL
Licensed Statewide

Our Story

Contemporary Mortgage Services, Inc. was founded in 1985 by Howard "Corky" Howland, who has worked in the mortgage industry since 1977. A lifelong Central Floridian, Corky built the company on a simple idea: treat every borrower like a neighbor, because they usually are.

Today that legacy continues with his son, Austin "Bo" Howland, who has been part of the business since 2009 and now leads its operations and loan processing. Our team of experienced loan originators has helped generations of Central Florida families buy and refinance their homes, and much of our business still comes from referrals and repeat customers.

Our family grew again when Orlando Financial Center, a respected Orlando mortgage company with more than 30 years of history, joined Contemporary Mortgage Services. Both firms were built in Central Florida around the same era and share the same commitment to personal service.

Why Families Choose Us

Independent Broker

We work for you, not a single bank. We compare programs and pricing across multiple wholesale lenders to find your best fit.

Family Owned & Local

Based in Altamonte Springs for over 40 years. We live and work in the communities we serve.

Personal Service

You'll work directly with your licensed loan originator and our in-house processing team from application to closing.

Modern & Secure

Apply online, upload documents securely, and stay updated throughout the process — no stacks of paperwork.

Our Team

Click on a team member's name to visit their personal page, or see photos of everyone on our Team Directory.

Howard "Corky" Howland

President / Loan Originator

NMLS #209583

Work: 407-834-3377 x115
howard@contemporarymortgage.com
Austin "Bo" Howland

Vice President / Processing & Ops Manager

NMLS #261898

Work: 407-834-3377 x108
Direct: 407-494-3010
austin@contemporarymortgage.com
Bill Sholk

Loan Originator

NMLS #216723

Work: 407-834-3377 x132
Cell: 407-466-4089
bill@contemporarymortgage.com
Eddie Fernandez

Loan Originator

NMLS #230074

Work: 407-834-3377 x202
Direct: 407-839-6060
eddie@contemporarymortgage.com
Kevin Kennedy

Loan Originator

NMLS #237328

Work: 407-834-3377 x203
kevin@contemporarymortgage.com
Nancy Pitt

Loan Originator

NMLS #274784

Work: 407-834-3377 x204
nancy@contemporarymortgage.com
Sean Bowers

Loan Originator

NMLS #2330453

Work: 407-834-3377 x134
Cell: 407-461-7445
sean@contemporarymortgage.com
Iliani Giannoni Muniz

Loan Originator

NMLS #1873775

Work: 407-834-3377 x206
iliani@contemporarymortgage.com
Diane Morrissey

Loan Originator

NMLS #478154

Work: 407-834-3377
Cell: 407-925-4241
diane@contemporarymortgage.com
Jennifer Rogers

Loan Originator

NMLS #1327514

Work: 407-834-3377
Cell: 321-217-2533
jennifer@contemporarymortgage.com
AJ Popiel

Senior Loan Processor

Work: 407-834-3377 x101
ajpopiel@contemporarymortgage.com

Areas We Serve

From our office in Altamonte Springs, we help homebuyers and homeowners throughout Central Florida — and because we're licensed statewide, anywhere in Florida.

Licensing & Memberships

  • Licensed Mortgage Broker — NMLS #205042. Verify our license on NMLS Consumer Access.
  • Better Business Bureau — Accredited business with an A+ rating.
  • Florida Association of Mortgage Brokers (FAMB) — Member.
  • National Association of Mortgage Brokers (NAMB) — Member.

Ready to Get Started?

Discover why Central Florida families have trusted us for over 40 years. Whether you're ready to apply or just have a few questions, our team is here to help.

407-834-3377  |  info@contemporarymortgage.com

Get in Touch


Contemporary Mortgage Services, Inc.

498 Palm Springs Dr Suite 220
Altamonte Springs, FL 32701