Your Local Orlando Mortgage Company
When people across Central Florida search for an "Orlando mortgage company" or "Orlando mortgage broker," they're looking for someone who truly knows the area — and that's exactly what we are. Contemporary Mortgage Services, Inc. is based in Altamonte Springs, one of Orlando's most established suburbs, and we've been helping families throughout the greater Orlando metro find the right home loan for years.
As a mortgage broker — not a bank — we work for you, not for any single lender. That means we shop dozens of wholesale lenders to find the most competitive rate and terms for your unique situation, whether you're buying your first home in Kissimmee, refinancing in Winter Park, or investing in a property in Oviedo.
Why Orlando Homebuyers Choose Us Over the Big Banks
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Access to 40+ Wholesale Lenders — We're not limited to one bank's products. We compare rates and terms across dozens of lenders to find your best deal.
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True Local Knowledge — We live and work in Central Florida. We know the difference between buying in the Kissimmee vacation corridor versus a quiet neighborhood in Oviedo or Winter Garden.
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One-on-One Personal Service — You'll work directly with a licensed loan originator from start to finish. No call centers. No being passed around.
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Family-Owned & Operated — Contemporary Mortgage Services, Inc. has been a trusted, family-owned business in Central Florida. Your loan matters to us personally.
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Fast, Smooth Closings — We know timing matters in the Orlando market. Our streamlined process keeps your transaction on schedule so you don't lose the home you want.
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Ongoing Support — Our relationship doesn't end at closing. We're here to help you refinance when rates drop, or answer any questions throughout the life of your loan.
Orlando Area Communities We Serve
We help homebuyers and homeowners throughout the greater Orlando metropolitan area, including these communities and more:
Orlando
Orange County
Florida's most-searched city for home loans. From downtown condos to established family neighborhoods, we serve buyers at every price point across the city.
Winter Park
Orange County
One of Central Florida's most desirable communities, known for Park Avenue, top-rated schools, and beautiful lakefront properties.
Altamonte Springs
Seminole County
Our home base. A thriving suburb with great commuter access, excellent schools, and a wide range of homes from starter to upscale.
Maitland
Orange County
A quiet lakeside community between Orlando and Winter Park, popular with professionals and families seeking a peaceful, close-in setting.
Lake Mary
Seminole County
A top-rated suburb with excellent infrastructure, major corporate employers, and family-friendly neighborhoods along the I-4 corridor.
Sanford
Seminole County
A historic lakefront city with a revitalized downtown and some of the most affordable home prices in the greater Orlando region.
Oviedo
Seminole County
Consistently ranked among Florida's best cities to live — top schools, newer neighborhoods, and a tight-knit community feel.
Longwood
Seminole County
An established community offering larger lots, mature tree-lined streets, and easy access to both Orlando and the 417 beltway.
Kissimmee
Osceola County
Gateway to the theme parks and a growing residential hub. Popular with first-time buyers, investors, and vacation home purchasers.
Winter Garden
Orange County
A rapidly growing area with a charming historic downtown, the West Orange Trail, and highly regarded schools.
Apopka
Orange County
One of the fastest-growing cities in the metro, offering newer homes, great value, and quick access to Northwest Orlando.
Clermont
Lake County
A scenic lakefront city on the western edge of the metro, known for its rolling hills and strong population growth.
Home Loan Programs for Orlando Area Buyers
As a mortgage broker, we offer access to a wide range of loan programs to fit every buyer's situation:
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Conventional Loans
The most widely used loan product — ideal for buyers with solid credit. Competitive rates, flexible terms from 10 to 30 years, and down payments as low as 3%. Great for primary residences throughout the Orlando metro.
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FHA Loans
Government-backed loans with down payment requirements as low as 3.5% and flexible qualification standards. A popular first choice for first-time homebuyers purchasing in Kissimmee, Sanford, Apopka, and across Orange and Seminole Counties.
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VA Loans
Exclusive benefits for active duty military and veterans — including zero down payment and no private mortgage insurance (PMI). If you've served, you've earned it. We'll walk you through every step of the VA loan process.
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USDA Loans
Zero-down financing for eligible rural and suburban properties. Certain communities on the outer edges of the greater Orlando area — including parts of Osceola and Lake Counties — may qualify. Ask us about eligibility for your specific address.
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Jumbo Loans
Financing for luxury and higher-value properties in premium Orlando-area markets like Winter Park, Dr. Phillips, Windermere, and Lake Nona — where home prices often exceed conventional loan limits.
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Refinancing
Already own your home? We can help you lower your interest rate, reduce your monthly payment, shorten your loan term, or tap into your home's equity with a cash-out refinance tailored to your current financial goals.
Finding the Right Orlando Mortgage Company
The greater Orlando area is one of Florida's most dynamic and competitive real estate markets — with hundreds of thousands of residents spread across Orange, Seminole, and Osceola Counties. Demand for quality home financing has never been higher, and having the right mortgage broker in your corner can make all the difference when it comes to getting pre-approved, winning an offer in a competitive market, and closing on time.
Unlike large national banks or online-only lenders, Contemporary Mortgage Services brings local market knowledge, personalized attention, and access to a broad marketplace of wholesale lenders. We're not limited to any single bank's rates or products — we shop the market so you don't have to.
The Orlando Metro Real Estate Market
Orlando continues to attract buyers from across the country and around the world. The combination of strong employment, no Florida state income tax, world-class attractions, and a relatively affordable cost of living compared to other major metros makes Central Florida one of the top relocation destinations in the U.S. Whether you're relocating from up north, moving within Florida, or buying a second home near the parks — we know this market and we're ready to help you navigate it.
Serving All of the Greater Orlando Metro
If you don't see your city listed above, don't worry — we serve communities throughout all of Central Florida, including St. Cloud, Celebration, Davenport, Haines City, Minneola, Leesburg, The Villages area, and more. Give us a call and we'll be happy to help, wherever you are in the Orlando metro.
Call us at 407-834-3377 or email info@contemporarymortgage.com to get started today.