Expert Mortgage Service Across All of Volusia County
From the world-famous shores of Daytona Beach to the charming downtown of DeLand and the growing communities of Deltona and Port Orange — Volusia County is one of Florida's most diverse and exciting real estate markets. Contemporary Mortgage Services, Inc. is proud to serve homebuyers and homeowners throughout the entire county.
Based in Altamonte Springs — just a short drive from Volusia County — our licensed loan originators bring the same personalized, one-on-one service we're known for in Central Florida to every buyer we help on the east coast. As a mortgage broker, we shop dozens of wholesale lenders to find you the most competitive rate and terms, whether you're purchasing a beachfront condo, a family home in Port Orange, or an investment property near the Daytona Speedway.
Why Volusia County Buyers Choose Contemporary Mortgage
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Access to 40+ Wholesale Lenders — We compare rates across dozens of lenders so you don't have to. You get the best available deal for your credit profile and situation.
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Experience With Coastal & Vacation Properties — Financing a beachfront home or vacation property has unique requirements. We know the rules and have the lender relationships to handle them smoothly.
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One-on-One Personal Service — You'll work directly with a licensed loan originator from application to closing. No call centers, no being handed off to strangers.
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Investment & Short-Term Rental Expertise — Daytona Beach and surrounding areas are popular for short-term rentals. We have lender options specifically suited to investment buyers in Volusia County.
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Family-Owned & Operated — Contemporary Mortgage Services, Inc. is a family-owned business with decades of experience. We treat every client the way we'd want to be treated ourselves.
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Ongoing Support After Closing — When rates drop or your situation changes, we're here to help you refinance and make the most of your home's equity.
Volusia County Communities We Serve
We help homebuyers and homeowners throughout all of Volusia County — from the Atlantic coastline to the inland communities:
Daytona Beach
Volusia County — Coastal
Home to 23 miles of Atlantic beach and the world-famous Daytona International Speedway. A top market for primary residences, vacation homes, and investment properties.
Ormond Beach
Volusia County — Coastal
Just north of Daytona, Ormond Beach offers a quieter coastal lifestyle with strong schools, established neighborhoods, and easy beach access.
New Smyrna Beach
Volusia County — Coastal
A charming arts-forward beach city on Volusia's southern coast, beloved for its walkable Canal Street district and laid-back beachfront lifestyle.
Port Orange
Volusia County — Coastal Adjacent
One of Volusia's fastest-growing cities, offering excellent schools, suburban neighborhoods, and easy access to both Daytona's beaches and commerce.
South Daytona
Volusia County — Coastal
Nestled between Daytona Beach and Port Orange, South Daytona is popular for its affordable home prices and proximity to beach and city amenities.
Holly Hill
Volusia County — Coastal
Situated along the Halifax River with affordable home prices and easy access to Daytona Beach, shopping, dining, and I-95.
Edgewater
Volusia County — Coastal
A waterfront community on the Indian River Lagoon — popular with boaters and those seeking a tranquil, small-town coastal lifestyle.
Deltona
Volusia County — Inland
Volusia County's most populous city and a top choice for commuters traveling to both Orlando and Daytona Beach. Great value for growing families.
DeLand
Volusia County — Inland
The county seat and home to Stetson University. DeLand has a vibrant historic downtown and is considered one of Florida's most charming small cities.
Orange City
Volusia County — Inland
A growing inland city near DeLand with affordable home prices and close proximity to Blue Spring State Park — a popular manatee sanctuary.
DeBary
Volusia County — Inland
A St. Johns River community with SunRail commuter access, a growing population, and a mix of established homes and newer subdivisions.
Lake Helen
Volusia County — Inland
One of Florida's best-kept secrets — a small, historic community with affordable properties and a quiet, close-knit character all its own.
Home Loan Programs for Volusia County Buyers
As a mortgage broker, we offer access to a wide range of loan programs to fit every buyer's situation:
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Conventional Loans
The most widely used loan product — ideal for buyers with solid credit purchasing primary residences throughout Volusia County. Competitive rates, flexible terms from 10 to 30 years, and down payments as low as 3%.
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FHA Loans
Government-backed loans with down payment requirements as low as 3.5% and flexible qualification standards. A popular choice for first-time buyers in Deltona, DeLand, Port Orange, and across Volusia County.
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VA Loans
Exclusive zero-down financing for active duty military and veterans, with no private mortgage insurance (PMI) required. The Daytona Beach area has a strong military community and we're proud to serve those who've served.
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Vacation & Second Home Loans
Financing a second home or vacation property along the Volusia coast comes with specific lender guidelines and requirements. We have the experience and lender relationships to handle coastal and vacation home purchases smoothly.
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Investment Property Loans
Whether you're looking at a short-term vacation rental near Daytona Beach or a long-term rental property in Deltona or Port Orange, we offer financing solutions designed for real estate investors — with competitive rates and flexible terms.
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Refinancing
Already own your home in Volusia County? We can help you lower your interest rate, reduce your monthly payment, shorten your loan term, or tap into your home's equity with a cash-out refinance tailored to your goals.
Your Volusia County Mortgage Broker
Volusia County is one of Florida's most dynamic real estate markets, shaped by its Atlantic coastline, growing inland communities, and its location between the greater Orlando metro and Florida's northeastern corridor. Whether you're buying a beachfront property in Ormond Beach, a family home in Port Orange, a historic bungalow in DeLand, or an investment property near the Daytona International Speedway — getting the right mortgage starts with working with the right broker.
Understanding the Volusia County Real Estate Market
Volusia County attracts an incredibly diverse mix of buyers. Retirees drawn to the beach lifestyle, young families priced out of the Orlando metro looking for more space and better value, investors capitalizing on strong short-term rental demand near Daytona, and first-time buyers taking advantage of affordable prices in Deltona and DeLand — they all call Volusia home.
Coastal communities like Daytona Beach, Ormond Beach, and New Smyrna Beach tend to carry premium prices and come with specialized financing needs — especially for vacation homes and investment properties. Inland areas like Deltona, Orange City, and DeBary offer some of the most affordable entry points in the region. Understanding these market differences matters when structuring the right loan for your specific property and goals.
Daytona Beach Mortgage Financing
Daytona Beach is one of Florida's most recognizable cities and its real estate market reflects that diversity — from oceanfront condos and resort-style vacation rentals to affordable neighborhoods for working families. Financing in Daytona can be more complex depending on whether the property is a primary residence, vacation home, or investment rental. We specialize in navigating exactly those situations and will match you with the right lender and loan program for your specific needs.
New Smyrna Beach & South Volusia
New Smyrna Beach has become one of Florida's most sought-after coastal communities, with its arts community, surf culture, and walkable downtown making it a premium destination. Financing a property here — especially for vacation or short-term rental use — requires specific lender knowledge we're well-equipped to provide. The same applies to Edgewater and other South Volusia waterfront communities.
Serving All of Volusia County
If you don't see your city listed above, don't worry — we serve communities throughout all of Volusia County including Ponce Inlet, NSB Flagler Avenue area, Oak Hill, Pierson, Barberville, and more. Give us a call and we'll be happy to help, wherever you are in the county.
Call us at 407-834-3377 or email info@contemporarymortgage.com to get started today.