Meeting with mortgage professional

Why it's Important to get Pre-Qualified for a Mortgage

It is important to bring in your mortgage loan professional as soon as possible — even before you've started to consider neighborhoods. Why? If you do not know yet how much house you want to qualify for, how could we help?

We Will Help You Pre-Qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We can accomplish this by considering your debts and income, your work and residence situations, the funds available for a down payment, required reserves, and other financial considerations. It's quick and to the point; We keep the paperwork light.

After you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which documents the fact that we are partnering with you to find the right mortgage loan program to fit your financial needs and that we are confident you will qualify for a mortgage for up to a certain amount.

Pre-Qual Power

Various advantages open to you when you have found your dream house, and have achieved pre-qualification power. The first is that you'll know what you'll be able to afford when calculating the offer. Being pre-qualified also will make your offer look even better to the home seller, like you were bringing them a suitcase of cash! They need not be concerned that they have been wasting their time if you will not have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not be something for them to fret over. You have the ability to back up your offer.

We will help you with your pre-qualification

We can help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. During this process, we calculate your ability to borrow - reviewing your earning status, available money for down payment, debt, income, and other circumstances. It's short and basic; and we keep the paperwork to a minimum.

Face to Face

You can certainly use the mortgage calculators on this website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with one of our mortgage professionals. For one thing, you will need a Pre-Qualification Letter! Next, we can review your mortgage choices to be sure you have chosen the best one. Let us help you get started: Contact us at 407-834-3377.

Have questions about pre-qualifying? Call us at 407-834-3377. Contemporary Mortgage Services, Inc answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.

Contemporary Mortgage Services, Inc

498 Palm Springs Drive Suite 220
Altamonte Springs, FL 32701