When to Talk to Your Mortgage Professional
Are you looking for a mortgage? We'll be glad to discuss our many mortgage solutions! Give us a call at 407-834-3377. Ready to begin? Apply Now.
It's helpful to consult your mortgage professional early — even before you have started to consider neighborhoods. What for? What can we do for you if you haven't made an offer, and don't know yet the amount you want to borrow?
We Can Help You Pre-Qualify
We can help you see how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. The process walks you through your finances - your debts, income, career, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.
After you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which states that we are partnering with you to find the ideal loan program to fit your situation and that we are confident you will qualify for a loan up to a specific amount.
Power in the Pre-Qual
Various beneifits open to you after you've found your dream house, and have achieved pre-qualification. First, it helps you know the amount that you're able to offer.
Even more important to the seller of the home, your pre-qualification gives them confidence - as if you had come to their house with a bag of cash to back up the offer! They will not need to wonder if that they have been wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You'll have the influence of a buyer ready to make the deal on the spot!
We will help you pre-qualify
Our mortgage professionals can help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. The process walks you through your finances - your debts, income, career, down payment money, among other things. It's quick and basic; and we take pride in keeping the paperwork to a minimum.
You can always use the mortgage calculators available on this website to calculate the size mortgage you'll be able to afford - but it's also essential to meet with us. For one thing, you'll want a Pre-Qualification Letter! For another thing, we may be able to find a different mortgage loan option that fits your situation better. We're eager to hear from you: call us at 407-834-3377.
Have questions about pre-qualifying? Call us at 407-834-3377. It's our job to answer pre-qualification questions, so we're happy to help!
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