When to Speak to Your Mortgage Professional
Shopping for a mortgage? We will be glad to assist you! Call us at 407-834-3377. Ready to get started? Apply Here.
It's helpful to see a mortgage professional early, even if you haven't decided the kind of house to search for. What for? Perhaps it's hard to fathom the ways in which we can help even before you start to calculate your offer.
We can help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. In this process, we determine your ability to borrow - reviewing your earning status, money available for down payment, debts, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.
We give you a Pre-Qualification Letter once you qualify, that says that we are confident you'll qualify for a certain amount of mortgage dollars.
Power in the Pre-Qual
Armed with your pre-qualification letter, some advantages are yours once you locate the house you want to put together an offer on. The first is that you will be sure what you will be able to afford when determining your offer.
Being pre-qualified also will make your offer more attractive to the home seller, as if you were bringing them a big box of cash! They will not need to worry that they are wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to be concerned about. You will have the influence of a buyer ready to make the deal right now!
We help with your pre-qualification
When we pre-qualify you, we help you determine the amount you can afford in monthly payments you can afford, and the loan amount you can qualify for. In this process, we calculate your ability to borrow - reviewing your employment, available money for down payment, debt, income, and other areas. We will require a minimum amount of paperwork, and avoid a lengthy process.
One on one
While you are able to use our mortgage calculators on this site, it is essential to meet with us. For one thing, you'll need a Pre-Qualification Letter! Next, we can consider your mortgage program choices and make sure you are in the right one. Let us get you started: Contact us at 407-834-3377.
Have questions about pre-qualifying? Call us at 407-834-3377. We answer pre-qualification questions every day.