When to Speak to a Mortgage Pro About Pre-Qualifying
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It is helpful to visit with a mortgage professional early, even before you've determined what type of home you hope to find. What for? When you do not yet know how much house you need to qualify for, how could we help?
We Will Help You Pre-Qualify
Our mortgage professionals will help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. During this process, we explore your ability to borrow - reviewing your employment, money available for down payment, debts, income, and other areas. It's short and basic; We keep the paperwork to a minimum.
We'll award you a Pre-Qualification Letter when you qualify, which documents that we're confident you will qualify for a certain amount of mortgage dollars.
Various beneifits open to you when you find your new house, and have pre-qualification. First, it lets you know the amount that you are able to offer.
Having pre-qualification can also make your offer more attractive to the seller, as if you were bringing them a bag full of cash! They won't need to wonder if that they have been wasting their time if you do not be able to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not be something for them to fret over. You have the capability to back up your offer.
We can help you pre-qualify
Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. This process leads you through your current financial situation - your debt, income, employment, down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.
Face to Face
While you are able to use our mortgage calculators on our site, it's a good idea to sit down and talk with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! For another thing, we might locate a different mortgage loan option that better fits your needs. We are eager to hear from you: contact us at 407-834-3377.
Have questions about pre-qualifying? Call us at 407-834-3377. We answer pre-qualification questions every day.
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