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It is valuable to see a mortgage loan pro early, even if you haven't decided the sort of house to search for. What for? What can we do for you if you haven't made an offer, and don't yet know the amount you need to borrow?
We Can Help You Pre-Qualify
We can help you see how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. The process leads you through your current financial situation - your debts, income, employment, and down payment money, among other things. It's short and basic; We take pride in keeping the paperwork light.
We will give you a Pre-Qualification Letter once you qualify, which documents that we're confident you can qualify for a specific amount of mortgage loan dollars.
Holding your pre-qualification letter, a number of advantages are yours at the point you find the home you want to put together an offer on. First, it lets you know how much you're able to offer.
Having pre-qualification can also make your offer look even better to the seller, as if you were bringing them a suitcase full of cash! They won't need to worry that that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. They have a virtual guarantee to trust your buying power.
We will help you with your pre-qualification
When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. During the process, we determine your ability to borrow - analyzing your employment, available money for down payment, debt, income, and other circumstances. It's short and basic; and we take pride in keeping the paperwork light.
It is vital to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculators on our website. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could locate a different mortgage program that is a better fit for you. Let us get you started: Contact us at 407-834-3377.
Have questions about pre-qualifying? Call us at 407-834-3377. We answer pre-qualification questions every day.
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