My New Blog


January 4th, 2013 12:05 PM by Austin Howland


Everyone here at Contemporary Mortgage Services would like to wish everyone in the State of Florida, specifically the Central Florida area, a very HAPPY NEW YEAR!!!

As 2013 rolls around many Central Florida Residents are in the process of budgeting for the upcoming new year and planning on how to handle their yearly expenses. With everything that is currently going on in Congress it can make this budgeting process even harder.

Should I Refinance My Mortgage?!?! 

Due to interest rates that are at all-time lows, many people are asking themselves this question.

With the struggles of a new year on the horizon, one great way to get control of your finances and also save yourself some money that you can invest and spend where you choose, is by Refinancing you home. Many Central Florida residents have been taking advantage of Today's extremely low interest rates.

Here are a few of the many advantages to consider when thinking about refinancing your home:

  • Lower your monthly payment
  • Shorten the term of your current Mortgage
  • Drop your Mortgage Insurance
  • Lower you Homeowners Insurance
  • Build Equity in your home
  • Managing your Credit Score
  • Pay off your Mortgage Sooner then planned

Their are many new government programs that are available today that give people the chance to refinance their homes that would normally not be able to so. Just in the past year here at Contemporary Mortgage Services, we have had great success with customers who taken advantage of the HARP Program. They are able to lower their interest rates and lower their monthly payments with out having to go through the Appraisal Process. Many homeowner's today do not even realize that they qualify for the HARP Program. 

To learn more about the HARP Program, click on the following link to be taken to our page that describes on more detail how this program works. HARP PROGRAM GUIDLINES

Call one of our offices today to speak to one of our many Loan Specialist, about refinancing your home. You can also complete our online Mini Application where your info will be securely sent strait to one of our Loan Specialist who can then contact you. Take advantage of today's all-time low interest rates!!

Altamonte Springs Office Phone #: (407) 834-3377

Daytona Beach Office Phone #:  (386) 238-1511

We are licensed and experienced in serving all of Florida and not just in the cities our offices are located. We have moblie loan originators set up to meet all Florida Residents mortgage and lending needs.  

Posted in:General
Posted by Austin Howland on January 4th, 2013 12:05 PM