Don't Forget Closing Costs

"Closing Costs" are the fees that pay for the various services involved when you sell or buy a home. Buyers and sellers almost always negotiate these costs.

Many of the closing costs associated with buying a house are associated with getting a mortgage. Since Contemporary Mortgage Services, Inc is highly experienced with closings & mortgages, we are closing cost experts.

Good Faith Estimates (GFEs)

Soon after you apply for a loan, we will give you the "Good Faith Estimate" of your costs. We base this cost estimate on our many years of past experience. Please note that while our GFEs are very precise, we can't always estimate your costs to the penny. We field questions about closing costs every day at Contemporary Mortgage Services, Inc, so don't hesitate to ask if you have questions.

Below you'll find a fairly generic list of costs for buying a home. We will provide a specific list of your closing costs when we provide your Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs
  • Points — lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Getting Your Credit Report
  • Interest Payment
  • Escrow Account
  • Taxes
  • Loan Origination Fee
Property Taxes
  • Transfer Taxes & Recording Fees
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood or Earthquake Insurance
  • Private Mortgage Insurance (PMI)

Contemporary Mortgage Services, Inc can answer questions about these closing costs. Give us a call: 407-834-3377.

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